---
title: Credit Card Processing
slug: credit-card-processing
icon: 📃
docTags: 
createdAt: 2023-12-25T19:30:03.332Z
---

Gravity supports the ability to process credit cards and ACH (eCheck) charges for settling customer invoices. Organizations must contact the appropriate gateway provider to setup and configure an account and chose credit card and or ACH transactions. Each entity can have an individual credit card account that is setup in the Entity configuration. See [Entity Configurations](docId:3fWr1HzZxZPGBMcII10VL)

## Gravity supports 2 Credit Card gateways

Gravity is PCI compliant using a generated token to maintain and transmit Cash Receipts for credit card processing through the appropriate gateway.

- Authorize.net ([https://www.authorize.net/](https://www.authorize.net/))
- Forte.net ([https://www.forte.net/](https://www.forte.net/))

## Process

1. Define the appropriate gateway and Merchant Account for each Entity
2. Document the API credentials and merchant account keys.
3. Enter the credentials in the Entity Configuration
4. Select Customer and enter credit card/eCheck details and save.
5. Select Credit card when processing cash receipt
6. Authorize transaction

## Entity Configurations

::Image[]{src="https://api.archbee.com/api/optimize/X2aA_MKMIQid52VOc-G4k/mBJP9gD0cCR0ABlUFuxOK_image.png" size="90" width="1114" height="644" position="center" alt="Entity configuration for credit card processing in Gravity" showCaption="false"}

Select the appropriate gateway and complete the credentials.

You can select a Test or Live setting for the configuration.

## Customer Credit Card

**Note: **Credit card details will only be available until the card is saved. Once saved only the last 4 digits is shown and Gravity maintains a secure token. 

::Image[]{src="https://api.archbee.com/api/optimize/X2aA_MKMIQid52VOc-G4k/vjoJlj9QxCCQBEdyRI8fP_image.png" size="74" width="912" height="1248" position="center" showCaption="false"}

### Name

Create a name for the card that would allow you to recall it.

### Customer

Define the customer for the credit card

### Type

Select Credit Card or eCheck (ACH)

### Card Type

Identify the credit card type

### Name on Card

Enter the name on the card.

### Payment Gateway

Select the Payment Gateway in use

### Bill to Address

Select or create the card holders address

### Card Number

Enter the credit card number

### Exp. Month

Enter the 2 digit expiration month

### Exp. Year

Enter the 4 digit expiration year

### CVV

Enter the 3 or 4 digit security code

### Procurement Card

Identify if the selected card is a corporate procurement card.

### Credit Card Status

Once the card is save a status will be returned

## Customer ACH (eCheck)

::Image[]{src="https://api.archbee.com/api/optimize/X2aA_MKMIQid52VOc-G4k/pOgXqXCia90NfTpQzTOH0_image.png" size="66" width="716" height="702" position="center" alt="Customer ACH eCheck information in Gravity" showCaption="false"}

### Name

Create a name for the card that would allow you to recall it.

### Customer

Define the customer for the credit card

### Type

Select Credit Card or eCheck (ACH)

### Account Holder

Enter the bank account holder

### Payment Gateway

Select the Payment Gateway in use

### Bill to Address

Select or create the card holders address

### Routing Number

Enter the Banks Routing Number

### Account Number

Enter the Banks Account Number

### Account Type

Select Checking of Savings as the account type

### Credit Card Status

Once the card is save a status will be returned